Delta Air Lines: Next Year, Our Health Care Costs Will Increase By ‘Nearly $100 Million’

That audience also has been hugely attracted by Sync, the infotainment system that Ford used to blaze a trail for the whole industry. “Technology is the key driver with the Millennial age cohort,” Merkle told me. The recent troubles Ford has experienced with MyFord Touch, which essentially is Sync 2.0, largely weren’t reflected in these results, in part because MyFord Touch is only now becoming available, in the new Fiesta. Other enhancements in the 2014 Fiesta will include the availability of a new 1.0-liter EcoBoost engine. Another boost for Fiesta has been Ford’s concentrated, and successful, efforts to sell them in California, where the brand was limp for a long time.
This article has been curated from Thanks To Fiesta, Ford Leads Retail Growth With Millennials

The insurer has overhead expenses—let’s say 15 percent of premiums—which include its labor costs and perhaps a small profit margin. Self-insurance works a different way. Many large employers, instead of paying premiums to an insurance company, cut out the middleman and pay directly for the health costs that their workers incur. This involves additional financial risk for the employer, but the company saves money that would otherwise go to an insurer’s overhead. And there’s an additional benefit. Under Section 514 of the Employee Retirement Income Security Act of 1974 , or ERISA, companies who directly fund their workers’ health benefits, instead of purchasing health insurance on their behalf, are not bound by state insurance regulations. Because state insurance regulations often act to drive up the cost of health insurance, many companies—especially large ones with a broad risk pool—are better off if they self-insure their workers. ERISA plans are also exempt from a number of Obamacare’s regulations. But the new health law does impose a number of mandates on self-insuring employers.
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